Cost of Buying

The real upfront cash a purchase needs — beyond the sticker price.

Ownership

Property stage

Upfront cash needed

₹41.25 L

plus a ₹1.20 Cr home loan

Down payment

20% of price

₹30.00 L

Stamp duty

7% · Haryana (male)

₹10.50 L

Registration fee

1%, capped at ₹50,000

₹50,000

GST

None · ready / resale

Brokerage

None

Legal & paperwork

documentation, due diligence

₹25,000

Costs beyond down payment₹11.25 L

…as a share of price+7.5%

Indicative Haryana (urban) figures — female and joint owners pay lower stamp duty. GST applies only to under-construction homes; ready-to-move and resale builder floors have none. Actual charges vary with local rules and your paperwork — confirm with your sub-registrar and lawyer before you transact.